Insights
CSG Forte Insights is a collection of industry news and perspectives to help navigate the payments landscape.
How Long Does an ACH Transfer Take?
When it comes to moving money electronically, timing is everything. Whether you’re paying vendors, collecting customer payments or managing payroll, understanding how long an Automated Clearing House (ACH) transfer takes can make or break your cash flow strategy. While ACH payments are known for their reliability and low cost, the processing time can vary—from same-day […]
The Hidden Costs of Payment Declines (and What to Do About Them)
Every business that accepts payments—whether for products, services or recurring bills—faces a common but often underestimated challenge: payment declines. These failures don’t just represent a missed transaction; they ripple through operations, customer relationships and bottom-line performance. In 2023 alone, false declines put $157 billion at risk in the United States, with $81 billion ultimately lost […]
Unlocking Growth: How Embedded Payments Empower ISVs and Drive Merchant Success
A customer clicks “Pay Now,” and the transaction completes without ever leaving the app. That’s not just a smoother checkout—it’s a strategic shift in how businesses can deliver value, build trust and generate revenue. Embedding the payment platform right into your site or application retains and highlights your voice, your branding and, ultimately, your customer […]
Unlock Seamless B2B Payments: How ACH Powers Modern Growth
Every thriving business relationship relies on trust, efficiency and the seamless movement of money. Yet for too long, business-to-business (B2B) payments have been weighed down by outdated processes, endless paperwork and frustrating delays. But with the continued adoption and expansion of Automated Clearing House (ACH) payments, companies are finding new momentum—unlocking smoother transactions, reducing costs […]
Embedded Finance: What Is It and How Does It Work?
The evolution of embedded finance has reshaped the way consumers interact with money by making financial services more accessible and efficient. Both financial and nonfinancial companies are making embedded finance options part of their digital presence to increase user engagement and attract new customers. Modern embedded finance solutions help these companies stand out from the […]
Understanding Patient Refund Policies
An effective patient refund policy is critical for managing a successful healthcare practice. Besides being a financial obligation for all medical institutions, refunds reflect your commitment to patient satisfaction. When patients overpay, they expect you to return those funds quickly and transparently. Whether you operate a large health organization or a small dental practice, understanding […]
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